Health Insurance in California!?

Health Insurance in California!?

May I use money from my entire life  insurance    coverage?

"How to proceed"About how much wouldn't it charge to insure a 16 year old using a 2009 Nissan 370z? Guardian's credit is near perfect and vehicle is inside their brand and I have my marks more. Saying plenty of money because I already know guaranteeing a car like this costs does not help